Our
financing solutions - Competitive mortgage interest
rate -Loans of up to 25 or 30 years.
*Purchasing
and financing a property in France*
1 -
Once you have chosen your apartment or house, you have
to sign a preliminary purchase contract. For existing
structures, this contract will take the form of a " compromis
de vente ", the equivalent of An English Deed of Sale
or Purchase Agreement; for a new property, you will
need to sign a "contrat de réservation".
2 - Applying
for mortgage financing is simple, complete the loan
application form, subject to approval by the lender.
JCT Conseils will select a wide range of financing
options with repayment periods of between 10 and
30 years.
3 - If
you do not have an existing French bank account, consider
opening one when you apply for mortgage financing.
This will facilitate setting up your direct debit mortgage
repayments. Please, do not hesitate to contact us,
using the application form on this site or at one of
our branches. We work with you to develop the best
solution for your needs.
4 - Once
your mortgage application has been approved, you will
receive a loan offer by registered post. This will
be a formal undertaking between you and the selected
bank. The offer is valid for 30 days. At the end of
the 10-day cooling off period required by French law,
you simply return the acceptance form together with
the postal delivery slip showing the date on which
you received the loan offer to the bank.
5 - A
solicitor will prepare the deed of sale ready for
your signature. There is generally a delay of approximately
three months between signing the preliminary sales
contract and signing the final deed of sale. You
should
expect to pay notary and other fees at the closing
when the final deed of sale is signed.
How
do I apply?
